How does it work

What is RockiesLoan?

RockiesLoan is a quick, easy, and secure alternative to traditional loans from banks. We serve Canadians by offering convenient, flexible loans that are easy to obtain thanks to our proprietary technology. Our encryption keeps your information secure throughout the process.

Our team is there to remove the obstacles between you and a quick loan, by streamlining the application process and not requiring credit checks. We help get money to you quickly when you need it!

Why use RockiesLoan?

We’re here for you when you need money, fast.

Life is full of surprises and some come with a hefty price tag: vehicles or homes in need of sudden repairs, a surprise ticket on the way home, unexpected costs for your child’s school or activities…

When you need money in a hurry, we’re available to help you by making the loan process as quick and easy as possible while keeping your data secure, allowing you to qualify in minutes with no credit check!

There’s no waiting in line or extensive paperwork to fill out, apply for a loan online and your cash will be deposited in your account within a few hours of approval.

Our customer service team is here to help you choose the best solution for your situation.

What is a quick cash loan?

A quick cash loan is a debt facility offered to consumers. It allows you to get funds into your account on a short timeline compared to other traditional loans.

These loans are available online and are typically processed within a short period of time, giving the borrower the funds they need efficiently.

This payback period is flexible, allowing you to repay your loan in 3, 6, or 12 installments.

Should I get a flexible short-term loan?

There are important questions to keep in mind when considering a quick online loan.

Traditional banks might have lower fees, but not all money emergencies fit into regular business hours, and you can’t always get to a bank or wait the days or weeks it might take to approve a loan when you need cash in a hurry.

A Short-term loan can be a great option for:

To avoid hurting your credit score with unexpected expenses;
When a small strategic loan is a better alternative to draining your emergency funds;
If getting a quick injection of cash would get you back on track, particularly when you have issues with you credit score.

Our stellar customer service team is available to help you find the right solution for you needs!

What qualifications do I need to apply?

To be eligible for a quick loan in Canada through RockiesLoan, you must meet the following criteria:

Available to Canadian citizens over the age of 18 residing in Ontario, Prince Edward Island, British Columbia, Nova Scotia, New Brunswick, Alberta, Nunavut, Northwest Territories or Newfoundland.
Have a Canadian bank account that’s been open for at least three months with consistent payroll deposits.
Have stable employment for at least three months and a monthly income of at least $1200.00 per month directly deposited in your account.
Have few or no non-sufficient fund transactions.
Not currently considering entering bankruptcy, consumer proposal, or debt management.
Have a low short-term debt ratio (minimal other active short- term or payday loans).

We regret that the following income sources do not qualify for a quick loan:

Child tax credit
Retirement savings
Student loans
All forms of social assistance
Private pensions
Disability income
Other insurance income

Is my loan renewable?

Of course! If you finish paying your loan and still need more money, all you have to do is click “Renew Your Loan” and follow the steps provided.

Renew your loan